Who We Are

AUURA Finhub
& Consulting Pvt. Ltd.

AUURA Finhub & Consulting Pvt. Ltd. is a registered chit fund aggregator headquartered in Chennai, proudly serving clients across Tamil Nadu. We are a strategic intermediary connecting clients with India's most trusted financial institutions — offering Chit Fund plans, Loan products, and Insurance solutions under one roof. Our unique model rewards financial discipline with exclusive complimentary tour packages for eligible plan holders.

Learn About Us
100+
Years Legacy
10M+
Households
TN
Wide Presence
🎁 Exclusive Launching Offer Join Chit Plan & Get a Complimentary Tour Package!
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Chit Funds

A versatile 100-year-old financial product that works both as an investment and a borrowing tool — perfect for every household.

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Loans

We help you get the loan you need in an easy, fast, and hassle-free way with simple processes and clear guidance at every step.

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Insurance

Safeguard your family from unexpected financial setbacks caused by accidents, health emergencies, or property damage.

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Our Network

Strong partnerships across banks, chit companies & insurance providers for the best product access.

Chit Funds

Invest Smart. Earn Rewards.

India’s most trusted savings financial tool — over 100 years legacy, RBI governed, and Chit Funds Act 1982.

We are a trusted financial services aggregator dedicated to simplifying access to chit funds — a traditional savings system with 100+ years legacy — insurance, and loan solutions under one platform, connecting clients with India’s best financial institutions, with exclusive complimentary tour packages for selected chit plans.

01

Chit Fund has been a part of India’s Financial System for more than 100 Years.

02

Over 10 Million households have benefited by investing in Registered Chit Fund Companies.

03

Chit Fund business is recognised globally, operating as “ROSCA” (Rotating Savings & Credit Association) across India and Western countries.

04

Two types of Chit Funds: those run by the State Government and those run by Registered Private Chit Companies.

05

Chit Funds are Regulated by State Government under directives of the RBI governed by the Chit Funds Act, 1982.

06

Registered Chit Funds are considered “SAFE” as they operate under a complete legal framework .

Live Chit Plans

Choose Your Chit Plan Now

Monthly instalment based on chit value & duration

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₹1 Lakh
Starter Plan
5K
20 months
4K
25 months
40 months
50 months
₹2 Lakhs
Basic Plan
10K
20 months
8K
25 months
40 months
50 months
💫
₹5 Lakhs
Smart Plan
25K
20 months
20K
25 months
12.5K
40 months
50 months
🔷
₹10 Lakhs
Silver Plan
50K
20 months
40K
25 months
25K
40 months
20K
50 months
₹25 Lakhs
Gold Plan
1.25L
20 months
1L
25 months
62.5K
40 months
50K
50 months
💎
₹50 Lakhs
Elite Plan
2.5L
20 months
2L
25 months
1.25L
40 months
1L
50 months
👑
₹1 Crore
Premium Plan
5L
20 months
4L
25 months
2.5L
40 months
2L
50 months

Monthly instalment (₹) · Subject to capped bidding. Consult our advisors for exact details.

🧮 Chit Fund Calculator

A chit fund is a versatile financial product because it works as both an "Investment and a Borrowing tool."

Chit Value
No of Months
Monthly Due
Total Payable (approx)
Borrowing Interest Rates
Savings Interest Rates
Maturity Value
Service Charge & GST
5%–6% on chit value + GST applicable

* Figures are indicative. Actual values may deviate based on auction results. Consult our advisors for exact details.

Benefit Illustration

Interest Rates & Total Due Payable

Approximate ranges — actual figures depend on auction results.

20-25 Months
Short Duration
📅
11%–12%
Borrowing Interest Rates
8%–10%
Savings Interest Rates
Chit ValueTotal Due Payable (Approx.)
₹1 Lakh₹85K – ₹87K
₹2 Lakhs₹1.70L – ₹1.74L
₹5 Lakhs₹4.25L – ₹4.35L
₹10 Lakhs₹8.5L – ₹8.7L
₹25 Lakhs₹21.25L – ₹21.75L
₹50 Lakhs₹42.5L – ₹43.5L
₹1 Crore₹85L – ₹87L
₹2.5 Crore₹2.13Cr – ₹2.17Cr
₹5 Crore₹4.25Cr – ₹4.35Cr
Charges: Service charge 5%–6% on chit value + GST as per government norms.
40 Months
Medium Duration
📆
8%–9%
Borrowing Interest Rates
12%–14%
Savings Interest Rates
Chit ValueTotal Due Payable (Approx.)
₹5 Lakhs₹4L – ₹4.2L
₹10 Lakhs₹8L – ₹8.4L
₹25 Lakhs₹20L – ₹21L
₹50 Lakhs₹40L – ₹42L
₹1 Crore₹80L – ₹84L
Charges: Service charge 5%–6% on chit value + GST as per government norms.
50 Months
Long Duration · Best Savings
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7%–9%
Borrowing Interest Rates
18%–24%
Savings Interest Rates
Chit ValueTotal Due Payable (Approx.)
₹10 Lakhs₹7.25L – ₹7.5L
₹25 Lakhs₹18.12L – ₹18.75L
₹50 Lakhs₹36.25L – ₹37.5L
₹1 Crore₹72.5L – ₹75L
Charges: Service charge 5%–6% on chit value + GST as per government norms.
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Longer Duration = Higher Savings Returns
The 50-month chit offers up to 18-24% savings interest rate — significantly higher than FDs & RDs.
The 25-month chit is ideal for those who need faster access to funds with a lower borrowing interest rate of 11%–12%.
Approximate ranges — actual figures depend on auction results.
🆕 Exclusive Travel Rewards

Dream Destinations Await

Enrol in eligible Chit plans and unlock these exclusive dream destinations — absolutely complimentary.

Why Choose AUURA Finhub?

We combine financial expertise with personalized service — ensuring the best outcomes for every client across all our services.

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Complimentary Tour Package

Selected Chit Fund plans come with exclusive complimentary tour packages — making your savings journey even more rewarding.

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Customer-Centric Approach

Every client is unique. We listen, understand and deliver tailored financial solutions that truly match your needs and goals.

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Extensive Partnerships

Our strong network across banks, chit companies, and insurance providers ensures you get access to the very best products.

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Transparency & Discipline

We believe in complete transparency in all financial dealings — no hidden charges, no surprises, just honest guidance.

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Unbiased Advisory

Our advisors provide personalized, unbiased recommendations — comparing multiple options to ensure you get the best deal.

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Financial Flexibility

Whether you need to invest, borrow, or protect your family — we have solutions across the full financial spectrum, all under one roof.

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Testimonials

Read our success story to find the happiness

Avg rating 4.9
Google Reviews
4.7
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AUURA FINHUB & CONSULTING PVT.LTD.,
Registered Office:
Old No.94, New No.72, 4th Street,
Abiramapuram, Teynampet,
Chennai-600018.

Working Hours: 10am - 6.30pm
Saturday:10am - 2pm

GST NO: 33ABECA8780F1ZM
CIN NO: U66190TN2026PTC189506